For any driver, the sight of a speeding ticket is unwelcome. But for a driver who already has 6, 8, or 9 penalty points on their licence, that same notice can induce a feeling of pure dread. You know that another 3 points will take you to or over the 12-point threshold, triggering an automatic six-month driving disqualification under the "totting up" rules. In this high-stakes situation, your...